PREMIER Perspectives Blog

Julie receiving 2017 Transforming Lives Award

Employee Giving Spotlight: Boys & Girls Club

September 14, 2017

Impacting lives doesn’t take a lifetime of service—only the willingness to help. Read more about our employees’ commitment to helping others.

Identity Theft and Fraud

5 Wise Ways to Help Prevent Credit Card Fraud

Help prevent yourself from being a credit card fraud victim. Learn wise ways to monitor your credit card for fraud. …

July 31, 2017

Credit Reporting

FICO Score to Exclude Incomplete Negative Information

The three major credit reporting agencies will update how FICO® scores are calculated—and exclude incomplete tax liens and civil judgments.…

June 29, 2017

Investing in Our Community

Giving Spotlight: Junior Achievement of South Dakota

First PREMIER Bank and PREMIER Bankcard team members have volunteered 1,028 hours in 2016 for Junior Achievement of South Dakota.…

June 13, 2017

Identity Theft and Fraud

3 Reasons to Sign Up for Credit Card Message Alerts

Protect your credit and personal identity. Read three important reasons to sign up for message alerts to help prevent credit card fraud—and stay updated on your account!…

May 11, 2017

Importance of Credit

6 Healthy Credit Card Habits to Practice

Find six healthy habits for using your credit card. …

April 4, 2017

Investing in Our Community PREMIER By the Numbers

Giving to South Dakota: 2016 Volunteer & Donation Highlights for First PREMIER Bank/PREMIER Bankcard

First PREMIER Bank and PREMIER Bankcard support South Dakota communities with volunteer service and donations. Read how we helped in 2016.…

March 13, 2017

Credit Reporting Importance of Credit

How to Better Manage Poor Credit in Marriage

Your and your spouse's credit history can impact how you make financial decisions—especially if one person has poor credit. Find out how to manage poor credit in marriage. …

February 1, 2017

Investing in Our Community

First PREMIER Bank/PREMIER Bankcard Corporate Christmas Card Coloring Contest

For nearly 20 years, First PREMIER Bank and PREMIER Bankcard have partnered with Children’s Home Society of South Dakota to help design our corporate holiday card.…

December 16, 2016

Importance of Credit

5 Ideas to Help You Avoid Holiday Credit Card Debt

Starting your holiday shopping? If you’re looking for a way to avoid credit card debt this year, check out these 5 money-saving ideas.…

December 5, 2016

Older Posts

“PREMIER gave me a start in building my credit. I’m truly grateful because I had no credit whatsoever! I now have a credit score and the two cards I have I’ve found it easy to maintain. My parents raised me to save my money and pay cash for what you want. That world no longer exists unless you’re rich. Even at age 51 it feels good to still have a chance to build financial stability that’s not hard to maintain. Thank you PREMIER!”

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“After my divorce I was forced to file bankruptcy. This was devastating to me….my credit was ruined! First PREMIER Bank was the only company after my bankruptcy willing to offer me card so I could reestablish my credit. I am truly thankful for First PREMIER Bank.”

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“I went through a nasty divorce had to file chapter 13 bankruptcy. I lost everything and had to start over re-building my credit. I had tried to obtain a secured credit card from several companies but they denied me, so I applied for First PREMIER and they gave me a second chance! Thanks to First PREMIER my credit score is on the rise. I now have two other major un-secured credit cards and I was able to purchase a new home!”

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“It was the first credit card I was ever approved for. Thanks to that I was able to build my credit and I am now a home owner!”

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“The appreciation that I have for my First PREMIER Bank credit card can be best described as an opportunity to gain back some of my lost dignity in my state of finances. Due to some personal issues that devastated my credit after many years of an excellent rating, I needed to regain my footing in my finances and the need to establish my credit again. I know that it is only through the services and opportunities given to me by PREMIER that I am relieved to again feel that I have a creditor that gauges my level of commitment to re-establish myself in their eyes and with their HELP. It has been a pleasure to have PREMIER on my side.”

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“I am thankful for a second chance at credit. After suddenly becoming a widow with 3 kids, no life insurance it was everything I had to just keep the household running. I applied for the First PREMIER Bank card and am able to do some extra fun things with the kids that I wouldn’t get to do. I love that anytime I have a question or a problem, it’s just a phone call away.”

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“As a disabled veteran, I have had my share of financial difficulties. Even though my credit was less than savory, PREMIER came through for me. I’m happy to say, that my credit is improving and soon will be a thing of the past. Thank you PREMIER for giving me a chance.”

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“PREMIER has helped me rebuild my credit. PREMIER was the only creditor that would give me a second chance, and with that chance I have raised my credit score almost 130 points over the last 2 years. I now have creditors offering me lines of credit all of the time. I sincerely appreciate PREMIER for a second chance to correct my past credit mistakes!”

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