Money Basics Tips

At-home activities that won’t break the bank

September 28, 2020

We have been spending more time at home than ever before. You’ve finished every show and movie on Netflix and have played every board game in your house, so now what? Let’s explore some new activities you can do at home to save your and your children’s sanity while being cost conscious.

That repetitive dinner conversation of highlights and low points of the day is starting to get old. To spice things up a bit and give yourself and household members something to look forward to, start planning a weekly picnic. Use this time to enjoy fresh air and scenery outside the walls of your home. This is also a great opportunity to support your favorite local business and order takeout! Or pack your own picnic and put that savings towards some of your financial goals.

Let your kids feel like they have a little more control during these uncertain times by shifting their bedtime boundaries. Try shifting bedtimes back by an hour on the weekend, ultimately shifting their wake-up times back an hour. This will create extra time in the evenings for all nightly routines, making them feel more relaxed and less rushed. The extra hour in the morning will also give you time to yourself to meditate, read a book, or have a cup of coffee.

Get creative with your household members and come up with fun new ways to spend time with each other. Try learning an unfamiliar game such as Kubb, a traditional outdoor Swedish game, or make up your own game to keep things interesting. Or break out the classics like Monopoly, Candyland or Trivial Pursuit. Playing virtually can keep you connected with family members no matter where you are.

Another activity you can try to increase family and friend engagement is a virtual book club and host meetings over Zoom or Skype. Pick a book everyone can read and enjoy and spend a scheduled time each week talking about it. Sometimes, it’s easier for kids and adults to talk about characters than themselves. Or use Zoom to do a kid book club. Read aloud to your virtual club or select an age-appropriate book for the kids to read to you and then talk about it. Check out online resources or your local library for ideas.

During these unfamiliar times, it can be hard to adapt and adjust. Spending a large majority of our time at home with family and other roommates may seem impossible and irritating, but this time together can be advantageous. Take advantage of this time with new routines and activities to make the most of the new normal and grow closer to those around you.

Maximize your time at home by setting up online account management for your First PREMIER® Bank credit card. Be present with your family and manage your account – including payments, eStatements or checking your balance – at your convenience.

This information is presented for educational purposes only. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions.

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