Like most Americans, you probably either have a credit card or are considering getting one. There are many benefits to having a credit card, but there are also some associated risks. Before you choose a credit card or use one to make a purchase, it’s important to know how credit cards work so you can use them effectively and avoid any penalties.
Choosing the right card to meet your needs can help with achieving your financial goals. PREMIER offers several different credit cards to support customers on their credit journey. And don’t forget about the free tools included to help manage your account and stay on track with your finances:
- Mobile app and website offer 24/7 account management
- Account alerts
- Payment reminders
Our training guide will help you better understand how to choose and use credit cards responsibly.
This information is presented for educational purposes only. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions.