• Home
  • Frequently Asked Questions
  • Testimonials
  • Mypremiercreditcard.com
  • Credit Card Application

Premier Perspectives

Identity Theft and Fraud Tips

Protect yourself from coronavirus scams

May 26, 2020

Scams exist even in the best of times. But in our current pandemic crisis of high stress and financial uncertainty, even the savviest consumers can fall victim to fraud. The best way to protect yourself is knowing how to spot a scam. As always, call us right away if you notice fraudulent charges or unusual activity on your First PREMIER Bank credit card.

PREMIER also offers tools to help you stay informed about your account. Stay on top of your PREMIER credit card account and be alerted of new activity by signing up for account alerts. Visit mypremiercreditcard.com/Home/ProductsAndServices to learn more and sign up.

Scams playing off the current national coronavirus pandemic are prevalent. Some specific things to watch out for include:

  • Stimulus or economic relief scams. The government will not request a fee in order for you to receive your funds. They also won’t ask for your personal, bank or credit card information.
  • Financial cons. Be alert of fake bank alerts. Con artists are telling customers that their account is being suspended due to coronavirus-related shutdowns or service changes. The alerts include a web address set up by the thieves where the concerned customer can enter their legitimate bank credentials.
  • Fake charities. Fraudsters are playing on consumer emotions in order to steal money or get access to financial information. Make sure you research before you donate.

Additionally, The Federal Trade Commission (FTC) has a list of things you can do to avoid scams.

  1. Ignore offers for vaccinations and home test kits.
    Scammers are selling products to treat or prevent COVID-19 without proof that they work.
  2. Hang up on robocalls.
    Scammers use illegal sales calls to get your money and your personal information.
  3. Watch out for phishing emails and text messages.
    Don’t click on links in emails or texts you didn’t expect
  4. Research before you donate.
    Don’t let anyone rush you into donating. Get tips on donating wisely at ftc.gov/charity.
  5. Stay in the know.
    Go to ftc.gov/coronavirus for the latest information on coronavirus scams. Sign up to receive alerts from the FTC at ftc.gov/subscribe.

This information is presented for educational purposes only. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions.

account managementcoronavirusFTCscams

You Might Also Like

Tips to save money when working from home

July 21, 2020

5 Wise Ways to Help Prevent Credit Card Fraud

July 31, 2017
chip card

What the EMV Chip Card Means for You

July 27, 2016

About this blog

Welcome to the official blog of the First PREMIER Bank credit card. Stay connected to PREMIER PERSPECTIVES for tips on overcoming challenges associated with less than perfect credit and to learn how we’re investing in our customers and communities.

Testimonials

  • “To me, PREMIER Bankcard’s mission is to help people with bad credit improve their overall credit. They seem very organized and always have the right answer for any account questions. They give positive reports to the credit agencies and are always willing to make suggestions to help better your credit score. They are fast – no waiting on hold for 30 minutes or more like the others. They are always willing to help, and they go out of their way to satisfy their customers. I’m very happy I finally found a credit card that offers so much and helps your credit as you use it.”

    Read More
  • “I was having a hard time keeping up with my payments due to my house flooding, but First PREMIER did not turn their backs on me, they were very patient with me. Now I am able to pay off my credit card and thank First PREMIER for not closing my account. I really appreciate the company as a whole and recommend my family and friends open an account. Thank you so much.”

    Read More
  • “I am currently dealing with several credit card companies during the COVID pandemic, and this particular PREMIER Bankcard employee was easy to understand and very informative. I was able to be informed on and complete a simple task in a timely manner. I wish that my other creditors shared the same process. Thank you and keep up the good work Twila!”

    Read More
  • “Matthew not only promptly reversed a late charge for me after I made my payment a bit late, he also offered to transfer me to PREMIER Credit Protection. When I said I would need my cards to pay utility bills until I get more work and so couldn’t have them frozen, he told me First PREMIER would let me use them while making the payments! I did not know that. I am so grateful!”

    Read More
  • “My experience with First PREMIER Bank has been exceptional. Customer Service is great; I have many ways of handling business and accessing my account. Payments are taken as much as I’d like to receive credit and I have access to funds as quickly as the next business day or sooner! Thanks so much PREMIER for being awesome with your services and making me a pleased customer.”

    Read More
  • “Harlie was very professional and informed. She was extremely understanding of my current financial situation and explained the support available to me from First PREMIER due to the Coronavirus. I am very grateful to her for taking the time and answering my questions without any delays or transfers.”

    Read More
  • “It was a pleasure speaking with Julie. She helped me merge my online accounts with ease. She gave easy directions to follow and just like that – I did it! Normally I have a very difficult time keeping up with directions from reps and I have to call back. But Julie’s directions were simple. Thanks Julie!”

    Read More
  • “Mindy was very kind and polite. She didn’t mind that helping me took a few steps and this was very much appreciated. you can always tell in someone’s tone how they feel about their job and she truly loves helping people. Thank you, Mindy, for being such a special lady!”

    Read More
View all Testimonials

Miles Beacom - President and CEO

Welcome from the CEO

The importance of credit is significant today; credit scores can be checked when individuals apply for a loan, job, apartment, or even a cell phone contract. Less than perfect credit can present a real challenge in today's world. The fact is, millions of Americans have challenges with their credit. This might be the result of past financial problems such as job loss, medical bills, divorce, or a number of other situations.

Continue Reading

Categories

  • Credit Reporting
  • Frequently Asked Questions
  • Identity Theft and Fraud
  • Importance of Credit
  • Investing in Our Community
  • Money Basics
  • PREMIER By the Numbers
  • Products
  • Services and Products
  • Testimonials
  • Tips

Links

  • First PREMIER Bank
  • PREMIER Bankcard
  • The PREMIER Way

Contact Us

Credit Card Customers
If you have questions about your credit card account, please call 800-987-5521 or you can access your credit card account online.

Bank Customers
If you would like to access your deposit or loan accounts, call the 24-hour Bank By-Phone at 605-335-2255 in Sioux Falls or 800-315-6350 outside Sioux Falls. You can also access your bank accounts online.

© Copyright 2020 First PREMIER Bank/PREMIER Bankcard, LLC

Privacy Policy   |   Terms of Use