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first premier bank

credit history
Credit Reporting Importance of Credit

Who Looks at Your Credit Report?

September 29, 2016

Your credit report shows a summary of your credit history. It shows whom you owe money to and the amount, your payment history, property you rent, and more. This information contained on a credit report also determines your credit score. Who pulls my credit report? Life is full of scenarios that may require your credit report—and it’s not just when you need a credit card or loan from the bank. It’s important to maintain good credit history or work to improve your credit for many reasons.

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credit card
Frequently Asked Questions Importance of Credit

How to Be a Responsible Credit Card Holder

September 9, 2016

Getting a credit card for the first time can be exciting and nerve-racking. You may have questions like: Should I pay the minimum balance on the statement, or the entire balance? What happens if I miss a payment? What is APR anyway? How does my credit card use impact my credit score? You likely have many questions our team members have heard before from other customers when they first received their credit cards. That’s why we decided to create this handy guide for first-time credit card holders. Become a smarter credit card user! Read important information you need to know about your new credit card.

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