The carefree days of summer are in full swing, which means vacations are, too. Whether you’re getting ready to hit the beach, head for the hills, or hop on a plane, your vacation should be stress-free. With that in mind, you’ll want to make sure you have your financial bases covered before you leave. Here are three tips for keeping your credit card and financial information safe while traveling.
Tell Your Bank
If your vacation destination is someplace where you haven’t used your card before, be sure to let your bank or credit card issuer know—especially if you’ll be in a different country. You might have built-in fraud protection that will freeze your credit card if used in an unfamiliar area. While fraud protection is a good thing, having your card declined on vacation is not.
Most of your vacation will likely be spent out and about, which means you may be using your card in a lot of different places. This also means there will be more opportunities for people to access your information.
Make sure to keep your card in sight at all times, or as much as possible. Card skimmers in common places, like restaurants and ATMs, are on the rise. These technologies are becoming harder to detect, which puts your information more at risk for hacking or theft. With that in mind, it’s a good idea to have cash on hand for situations where you feel like your financial information might not be safe.
PREMIER customers have access to convenient banking services and alerts, no matter where you are. Download the My PREMIER Credit Card mobile app to take your account with you. You’ll have easy access to your financial information and can sign up for alerts that will keep you informed.
As long as you have your phone, you have access to the great service and opportunities of PREMIER.
Before You Go
Don’t forget to have fun! Nobody likes to stress about financial security, but as long as you’ve kept yourself informed and taken the steps you can, your vacation can be carefree.
This information is presented for educational purposes only. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial adviser to discuss any legal or financial issues involved with credit decisions.